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๐Ÿ“Š This calculator is for educational purposes only. Past performance does not guarantee future results. Consult a financial advisor before investing.
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Enter number of shares
$
Enter share price
%
Current SCHD yield ~3.3โ€“3.7% Enter yield
%
SCHD historical avg ~10%/yr
yr
Enter years
YEAR 1 ANNUAL DIVIDEND INCOME
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Year 1 Income
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Final Year Income
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Total Dividends Received
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Starting Portfolio Value
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Final Share Count
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Quarterly (Year 1)
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SCHD Key Facts

MetricValue
TickerSCHD
Full NameSchwab U.S. Dividend Equity ETF
Expense Ratio0.06%
Dividend FrequencyQuarterly (Mar, Jun, Sep, Dec)
Trailing Yield (approx.)3.3โ€“3.7%
10-Year Dividend CAGR~10โ€“12%/year
Index TrackedDow Jones U.S. Dividend 100
Number of Holdings~100 stocks

Frequently Asked Questions

SCHD (Schwab U.S. Dividend Equity ETF) is an exchange-traded fund that tracks the Dow Jones U.S. Dividend 100 Index. It focuses on high-quality U.S. companies with consistent dividend payments, strong fundamentals, and a history of dividend growth. It has one of the lowest expense ratios in its category at 0.06%.

SCHD's trailing 12-month dividend yield is typically around 3.3โ€“3.7% as of 2024โ€“2025, though this varies with the share price and dividend distributions. SCHD pays dividends quarterly in March, June, September, and December.

SCHD pays dividends quarterly โ€” typically in March, June, September, and December of each year. The exact ex-dividend and payment dates are announced by Schwab each quarter.

SCHD has historically grown its dividend at approximately 10โ€“12% per year over the past decade. This strong dividend growth rate is one of its key attractions for income investors, making it a popular choice for dividend growth strategies.

With DRIP (Dividend Reinvestment Plan), quarterly dividends are automatically used to purchase additional SCHD shares. Over time, this compounds your share count and income. The calculator assumes dividends are reinvested at the current share price each quarter.

SCHD is popular among retirement income investors due to its combination of current yield (~3.5%), dividend growth (~10%/yr), and low expense ratio (0.06%). It provides growing income that can help offset inflation. However, like all equity investments it carries market risk.

Sources & Methodology

All calculations use verified formulas from authoritative sources. Updated March 2026.
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Charles Schwab โ€” SCHD Fund Page
Official SCHD fund data, distributions, expense ratio, and holdings
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Dow Jones Indices โ€” Dividend 100 Index
Index methodology and selection criteria for SCHD underlying index
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SEC EDGAR โ€” SCHD Fund Filings
Annual reports, dividend history, and regulatory filings for SCHD
Methodology: Year 1 income = shares ร— price ร— yield. With DRIP, quarterly dividends purchase new shares at current price. Dividend grows at the specified annual rate. Portfolio value assumes constant price (price appreciation not modeled).
Last reviewed: March 2026

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